Savant Capital Management is a fee-only wealth management firm, committed to helping individuals and institutions preserve their hard-earned capital and pursue steady, wise growth. For over 25 years, our team of professionals has provided specialized financial planning, disciplined investment management, and integrated wealth management in order to help you work toward maximizing your assets, enhancing your quality of life, and realizing personal and financial goals.

Savant has received significant local and national recognition. Our hard work and commitment to provide the best service and value to clients has earned us recognition by such national publications as Chicago magazine, Barron's, Worth/Robb Report, Forbes, Medical Economics, BusinessWeek, Bloomberg/Wealth Manager/AdvisorOne, Inc., CPA Wealth Provider, Financial Advisor, InvestmentNews and The Family Wealth Alliance. Additionally, The Centre for Fiduciary Excellence (CEFEX) has recognized Savant as a Certified Investment Steward and a Certified Investment Advisor. These designations confirm that Savant’s fiduciary processes have been audited by an independent global assessment and certification organization to be in compliance with global best practices.

We invite you to contact us to learn more about how we can serve you, your company, management team, &/or employees. You can also learn more about Savant, our team, and our firm’s unique capabilities at www.savantcapital.com/savantadvantage

You can also learn about our portfolio models by clicking here for an overview or by selecting an investment style:
Very Conservative   |    Conservative   |    Moderate   |    Growth   |    Global All-Stock

www.savantcapital.com
866.489.0500

Morningstar, Inc. is a leading provider of independent investment research in North America, Europe, Australia, and Asia. Our mission is to create great products that help investors reach their financial goals. We offer an extensive line of Internet, software, and print-based products for individual investors, financial advisors, and institutional clients.

877.626.3228
To learn more visit www.aspireMMPS.com

Loring Ward offers innovative Structured Investing Turnkey Portfolio Management Program. Traditional investment management is usually focused on individual stocks and mutual funds. But Loring Ward believes investors are best served by a comprehensive, portfolio-based approach built around our Structured Investing philosophy and grounded in the advantages of the low-cost institutional funds offered through our relationship with Dimensional. Our portfolio management capabilities incorporate a unique client profiling method with systematic mapping logic to match each client with a suitable, diversified portfolio. Portfolios are constructed layer by layer based on investor risk tolerance, preferences and other behavioral considerations. Loring Ward has worked closely with experts in behavioral finance theory in developing this process. We offer a number of tools and resources that make portfolio management quick and easy, as well as the advice and guidance of a team of experienced portfolio analysts.

800.366.7266
To learn more visit www.loringward.com

Lindner Capital Advisors: An innovative asset manager blending 21st century investment alternatives into traditional Modern Portfolio Theory-based portfolios.

• Providing asset management solutions for over 14 years
• Assumes fiduciary responsibility for discretionary portfolios
• Combines the best of Dimensional Fund Advisors (DFA) and other exclusive institutional asset managers, e.g., Goldman Sachs and PIMCO
• Monthly Market Barometer for economic insight
• Seven Retirement Portfolios
• Low correlating alternatives for eligible plans

“Investing with Wisdom and Discipline”

800.229.4306
To learn more visit www.lcaus.com/aspire

Portfolio Strategies has been an SEC-registered investment adviser since 1982. Our approach to managing participant accounts emphasizes two themes: active management and strategy diversification. Every decision made by Portfolio Strategies is influenced by our belief in the necessity of risk management. This means, in essence, that while we seek to consistently provide the best returns possible, our primary concern is in preserving our clients’ principal. Risk management is about balancing the objectives of preservation and growth. It is a course that requires discipline and focus. Our six Guardian Portfolios reflect a strong emphasis on diversification using active management techniques. Each portfolio may consist of up to seven independent strategies. The result is diversified, actively managed portfolios that seek to eliminate emotion, reduce volatility, and add consistent performance.

800.959.2001
To learn more visit www.portstrat.com

Rehmann Retirement Builders acts as your trusted advisor on every aspect of plan design, construction, and implementation. Having the right plan design is crucial to the success of your program. Whether you are a for-profit or non-profit organization, we design all types of qualified and non-qualified plans based on your unique demographics and goals. We can assist in selecting the proper elements and combining them to create the plan that satisfies the goals of your organization.

• Potentially reduce plan administrative costs
• Help reduce employer fiduciary liability
• Make participant educational and enrollment meetings more effective
• Allow each participant to create and maintain a diversified portfolio
• Reduce investor market timing and mistakes
• Monitor each account for duplication of holdings
• Monitor each account for style drift

866.799.9580
To learn more visit www.rehmannfinancial.com

CLS Investments, LLC (“CLS”) is a professional money management firm and an SEC registered investment adviser. CLS partners with financial representatives, retirement plan sponsors, and many other financial professionals to help individual investors achieve their financial goals.

CLS believes risk budgeting is a critical element in crafting client portfolios. Risk budgeting keeps the level of risk within a portfolio constant, even as conditions within the investment environment change. Each client’s risk budget is determined according to his or her personal financial goals, capacity for risk, and investment time horizon. After a portfolio’s risk budget has been assigned, that risk cannot be overspent or underused.

About CLS:

• One of the largest independent third party money managers in the United States
• Employs an experienced team of portfolio managers and analysts, including five who hold the Chartered Financial Analyst designation
• Offers a (k)Star open architecture qualified plan program with an extensive menu of active investment strategies specializing in risk budgeting
• Offers a protection strategy for qualified plan participants who are nearing retirement
• Assists with employer fiduciary liability
• Provides enrollment support through 12 wholesalers across the U.S.
• Engages in regular written and video communication with participants about the economy and CLS’s portfolios
  • CLS’s Monthly Market Review
  • CLS Quarterly Market Overview & Strategy Presentation
• Performs daily portfolio monitoring
• Maintains a 20-year track record as a third party manager
• Offers the monthly Practice Management Webinar Series to help you build your business and stay abreast of industry topics and best practices

888.455.4244
To learn more visit www.clsinvest.com

IRON Financial is an independent asset manager serving a diverse universe of financial intermediaries and institutions. For over 16 years we have prided ourselves on the integrity, independence and innovation that continue to earn us the trust and confidence of our clients. With a focus on low cost, innovative, risk mitigation strategies, IRON manages investment portfolios across core and alternative asset classes, and provides comprehensive solutions to the qualified retirement plan marketplace. IRON financial offers 3(38) Co-Fiduciary services to best fit both the company and the participants’ needs. With IRON, retirement plans can have a platform that meets the demands of the company and the employees.

IRON Added Value

• Independent investment selection, monitoring and replacement in accordance with the plan Investment Policy Statement
• Communication with the broker of record and plan sponsor from the point of sale forward
• Quarterly newsletter with educational materials and plan investment performance, if requested

Our professionals have decades of experience in the investment management, qualified plan and financial services industries. To ensure a superior client experience, IRON has vertically integrated a full complement of administrative and back office shared support services, as well as functional capabilities including operations, finance, technology, legal, compliance and facilities.


866.396.4766
To learn more visit www.ironfinancial.com/

Efficient Market Advisors, LLC is the Investment Advisor to the Efficient Market Portfolios™ account. Efficient Market Portfolios accounts provide investors with an account that seeks to maximize investment performance given the investor's time horizon and willingness to accept risk. The Efficient Market Portfolios account is offered exclusively through qualified financial advisors and Efficient Market Advisors. LLC.

Founded in 2004 for the sole purpose of managing ETF based separate accounts, EMA boasts one of the longest pure ETF track records in the investment management industry. EMA’s investment philosophy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through fifteen unique time and risk based portfolios.


888.327.4600
To learn more visit www.efficient-portfolios.com

Emerald Allocation Strategies, LLC (“Emerald”) offers a series of diversified, multi-strategy investment solutions to wealth managers, institutions and retirement plan sponsors. We believe the traditional long-only, “style-box” approach to asset allocation has its limits. We also believe that there is a “Bull” in almost every market, and our job is to find it.

Emerald employs a flexible investment style with a strict risk discipline. We diversify across multiple asset classes yet also hedge our portfolios as we see fit, always striving to reduce volatility, minimize losses and generate a more consistent return stream. Our objective is to deliver strong risk-adjusted returns with low - modest correlation to the equity markets. By doing so, we strive to navigate effectively through all market environments.

Emerald offers several investment models to accommodate different risk levels. While each model is distinct, they are each driven by our #1 goal: Provide sustainable investment solutions that may serve as valuable core holdings for nearly any portfolio, large or small.

A Hedged Approach to Equity Investing
954.385.6492
To learn more visit www.emeraldeas.com

Trademark Capital has been steadfast in holding true to its core principle since its inception in 1995: effectively managing risk. Trademark Capital’s investment style stems from the quantitative model developed by Trademark partner Don Beasley. Mr. Beasley co-founded Personal Mutual Fund Management (currently Stadion Money Management) and presided over that firm’s investment management success for many years. Data-driven, the Trademark model quantifies risk through a methodology independent of individual decision-making, resulting in a disciplined, rules-based process with a tactical style and focus on risk-mitigation.

As an independent asset manager, Trademark Capital provides retirement plan advisors a range of solutions:

• Trademark Capital Target Retirement Funds. Trademark offers a series of five age-based target date funds with active risk-management. Trademark has teamed with Wilshire Associates (“Wilshire^©”) to introduce these unique funds based on their proprietary glide path methodology. These funds provide downside protection through a risk-management overlay designed to protect an increasing percentage of participant account balances as they approach retirement – providing participants, and you, greater peace of mind during the critical years immediately preceding retirement. These Collective Investment Funds are sponsored by Hand Benefit & Trust Company.
• Trademark Capital 3(38) Fiduciary Services. While fiduciary services are designed to help plan sponsors mitigate risk, these services also help you gain operational efficiency by outsourcing some of your work flow – Trademark will create fund menus, develop and monitor Investment Policy Statements, conduct fund research, monitor and replace funds as needed, and issue quarterly monitoring reports. Trademark’s turnkey administrative and back office support enables you to best serve more plans. Trademark provides these services at no additional cost when the Trademark Capital Target Retirement Funds are included in the plan fund menu.

800.808.8960
To learn more visit www.TrademarkCapital.com

OBS Financial Services, Inc.is a Registered Investment Advisor offering portfolios constructed in accordance with Modern Portfolio Theory. By adhering to a system of investing based on the science of the capital markets and thereby eliminating the emotional pursuit of trying to beat the market, we provide cost-effective investment solutions that provide consistent, scientifically-proven returns with a focus on efficiency. We offer distinct portfolios across a range of investment objectives and risk parameters. These portfolios are constructed utilizing a structured/asset class approach to investing that combines more than eight decades of market data, Nobel Prize-winning academic research and the latest discoveries in behavioral finance.


800.381.5065
To learn more visit www.epicenterq.com/

Clark Capital Management Group is an independent fee only wealth management firm offering sophisticated investment solutions and institutional-quality management to wealth advisors and their clients for over 25 years. The firm’s objective is to provide superior risk-adjusted returns through a process focused on meaningful diversification, risk management, opportunistic asset allocation and long term investment performance.

Clark Capital is recognized in the 401(k) community for their ability to help advisors win retirement business with solutions that aim to manage risk at both the participant and plan sponsor level. Participant risk is managed with their innovative Navigator asset allocation solutions while plan sponsor risk is mitigated with QDIA capabilities and 3(38) Co Fiduciary services which are offered at no additional cost when their portfolios are included in the line-up.

The firm’s Navigator 401(k) Solutions are designed to provide plan sponsors with a range of professionally managed solutions that make it possible for plan participants to invest with confidence as they move toward their retirement goals. These innovative investment options provide meaningful diversification, incorporate multiple asset classes and best-of-breed institutional managers together with alternative and international investments optimized to meet the client’s long-term needs and goals whether markets go up or down.

We invite you to contact us to learn more about how we can help you differentiate yourself and grow your practice.

Learn more about Clark Capital and our firm’s unique capabilities at www.ccmg.com/Solutions/401k.aspx.
Or call us at 800.766.2264